Do you need insurance to drive someone else

Do you need car insurance to drive someone else s car? Do I need my own insurance? Can you drive without car insurance? This is because most insurers exclude anyone who falls within the “ young driver” age range.

If you’re under and want to drive someone else ’s car , your best bet would be to either get added as a named driver on their policy or take out temporary cover.

Yes, you need insurance to drive any car. Insurance is on the vehicle not on the driver. In other wor if you own a car then you have to get insurance for it. You need car insurance to drive someone else ’s car.

You can be insured either by the car owner himself or by non-owner car insurance. You do not necessarily need to take out a policy in your name. You can find and compare car insurance rates online in just minutes with our FREE multi-company comparison tool.

If you ’re not the car’s main driver or registered keeper, you ’ll need to make sure you ’re definitely covered to drive it. Will all insurance providers cover me to drive someone else ’s car? You are taking a chance of having insufficient insurance coverage and the potential for personal liability.

The short answer is yes. Having said that, getting provisional insurance will depend on how you’re learning to drive. US ANSWER: Since every state in the US requires the OWNER of the car to have insurance , and not any driver , the OWNER must have his car insured. In case you are stopped by the police, in addition to your driver ’s license, you will need a copy of the owner’s registration for the car and his insurance ID card.

If you’re practising in someone else ’s car , you need to make sure their insurance policy covers you as a learner driver. Some insurance companies require the person supervising you to be over 25. If you want to borrow a car and you don’t have insurance on your own vehicle, you should ask the vehicle owner if they have a policy that will cover you. If your friend has called and the company won’t extend coverage to you, it might be time to consider an alternative.

If you need to drive someone else ’s car on a more regular basis, rather than just on ad hoc occasions, then being added as a named driver to someone else ’s car insurance policy is a good option. In theory, anyone can be added as a named driver, but the main insurer needs to action this. If you drive someone else 's car regularly, it is a very good idea to be added to their policy on a Comprehensive basis as a named driver, so that any damage to the vehicle will be insured. Before you get behind the wheel, you’ll need to have valid insurance in place.

If you are driving someone else’s car and suggest using their auto insurance to drive, make sure there is an explicit knowledge of whose insurance will cover responsibility and cover general losses.

If you are at fault for an accident while driving someone else’s car the auto insurance plan may not allow this. Your car insurance certificate provides proof that you are legally covered to drive your car, so it should always be kept in a safe place. If you choose a comprehensive or a third party fire and theft policy, you may be covered to drive another persons car (with their permission) on a third party only basis. It’s nice to know that your existing liability limits will cover you when you’re driving someone else’s car, but the limits that you carry might not matter. Under each policy contract, it says that insurance that’s being carried on the car is primary.

Even if your car is sitting in your garage, and someone else who doesn’t live in your household drives your car, you ’ll want to make sure you have liability insurance. In these situations, look into the permissive use coverage in your policy. Just remember though, that the main driver must do the majority of driving, so if you do drive more than them and an accident happens, any claims you make could be challenged.

If you ’re over and have had your full driving licence for atleast three years, you can teach somebody else to drive a car.