Tuesday 20 March 2018

Title deed of property

Obtain Land Registry documents in hour. Where are my title deeds , and do I need them? What does title deed mean? Title deeds are paper documents showing the chain of ownership for land and property. The title register has details about the property or land (in a PDF).


Deeds’, as most people remember, is a large parcel of old documents, such as conveyances.

These show how the property has passed between each person through the years. In most recent years, properties have been registered with the Land Registry. If you purchased or acquired land or property many years ago then the original title deeds may still be unregistered. This means that there is no secure and official record of them. In recent years all land transactions such as a sales, purchases, gifts or other transfers have triggered first registration at the Land Registry.


Most people tend to assume that Property Deeds and titles are the same thing, but they actually refer to two separate legal concepts. When you own a property entirely, you will possess both the Deed and title. But a title is distinct from a Deed.


Title Deed and Mortgage are two separate items.

Your solicitor at that time would do this - NOT the mortgage company. As a condition of receiving the mortgage, the deeds are usually deposited with the lender. We register the ownership of land and property in England and Wales.


Find information about a property in England or Wales, even if you don’t own it. HM Land Registry is a non-ministerial department. Search by address to find the owner, how far its general boundaries extend and whether it’s at risk of flooding. When title to a property isn't registered the old paper deeds are of huge importance as they prove the seller owns the property. Find out if the property or land is registered.


They should show an unbroken chain of ownership and include documents such as conveyances and grants of probate. Unlike a Title Plan, the Deed Plan will often contain detailed measurements, angles, T and H marks, and other identifying features. The Title plan illustrates the extent of the property owne outlining it in red. Where parts of the property are affected by rights of Way or restrictive covenants, coloured markings are used to indicate them. Areas of land removed from ownership are outlined in green.


The Title documents to every property are unique, even though they often contain similar property rights. It is imperative, therefore, that when there is a boundary dispute the documents for each property are examined. Where the dispute involves more than two ownerships then the documents for the other ownerships should also be examined. If you then grant a mortgage over the new plot to another lender then it will be set up initially as a mortgage of that part of the title. In all likelihoo the Land Registry will then issue a separate title number for that bit - thereby splitting the deeds.


Available for every UK Property.

Get title documents and advice online now.

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