Why are enrolled nurses required to hold professional indemnity insurance

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Does NHS insurance cover nursing home? Do you need to hold a professional indemnity insurance? What is a nurse indemnity policy? Why is professional indemnity insurance important? The subject of professional indemnity can be confusing, but all nurses have a legal and professional responsibility to ensure that they have adequate indemnity which is appropriate to their scope of practice.

As a registered nurse, midwife or nursing associate you are legally required to have a professional indemnity arrangement in place in order to practise. Most employers provide the appropriate cover for their employees , but it is worth checking with your employer to confirm this.

The need to have in place an indemnity arrangement is a mandatory requirement of the Code. When applying to join or renew your registration with us, nurses, midwives and nursing associates are required to self-declare that they have in place , or will have in place , an appropriate indemnity arrangement when they practise in the UK. But while nurses working elsewhere in the NHS are covered , those working in general care had to previously rely on their employers including them in private indemnity insurance packages. Midwives working in private practice will still require appropriate insurance to provide antenatal and postnatal care to women in their care , regardless of the planned location of the birth. The exemption is only available if midwives meet the requirements set out in section 2of the National Law.

When you’re deciding whether your business needs professional indemnity insurance , first check whether your regulator or professional body requires you to hold a policy. If you work in accountancy, architecture or chartered surveying, it’s likely that you’re obliged to have professional indemnity insurance. This time with professional indemnity cover. You must declare that you have, or will have when practising, appropriate cover under an indemnity arrangement. Professional indemnity arrangement The requirement.

As a registered nurse , midwife or nursing associate you are legally required to have a professional indemnity arrangement in place in order to practise. The statutory requirement for doctors to have insurance or indemnity Good medical practice requires doctors to have insurance or indemnity in place where necessary. We have regulatory powers to check whether doctors have adequate and appropriate insurance or indemnity.

This is to cover the different aspects of their practise in order for them to register, or remain on a register, with a. The first thing to check is whether your clients require you to hold a specific amount of professional indemnity insurance.

It is common for businesses to require their suppliers to hold certain types and amounts of insurance so that if a mistake arises all parties are protected by an insurer. Protecting your home against: Faulty boilers. Plumbing and drainage issues. If you are a member of a professional body, such as the ACCA, your professional body may also require you to hold a certain amount of professional indemnity insurance as a condition of your membership.

The value of your contract An important factor to think about is the size of the contract you have with your client. This is often the case for industry bodies too, so check before arranging cover. Your professional indemnity insurance needs to cover the total rectification costs of your negligence and the legal costs of a claim against you.

Although professional indemnity insurance is not a statutory legal requirement in terms of law, certain professions are regulated by their respective professional bodies and they may require individuals or organisations to take out a professional indemnity policy.